RiseUp Data Connectivity & Aggregation
Secure, compliant, real-time financial data
that powers engagement, personalisation, and growth.
What is Data Aggregation?
Data aggregation is how financial institutions securely access, enrich, and engage based on their customers’ financial data. Through Open Banking APIs, banks and fintechs can identify verified transactions, balances, and cash flow across accounts, with full user consent, to deliver better insights, personal offers, and experiences.
How RiseUp’s Data Connectivity Works
RiseUp turns complex financial data into actionable insights instantly, with no development resources or integration required.
Our capabilities include:
Secure Open Banking APIs
Powered by FCA-regulated partners providing consented access to UK bank and card accounts
Real-time data enrichment
Normalised, categorised, and enhanced with behavioural and patterns-recognition context
Cashflow & affordability analysis
Detect income trends, idle balances, spending clusters, and repayment capacity
Financial signal detection
Identify meaningful “money moments” such as payday, deposit maturity, idle cash, category spending, or overspending
Plug & play delivery
Trigger personalised offers from your CRM through hosted branded journeys or no-code notifications with full compliance and instant ROI tracking
Why It Matters
Banks and fintechs hold enormous potential in their customers’ data but struggle to unlock it. They have poor customer understanding that limits their ability to provide personalisation at scale.
RiseUp bridges the gap between customer data access and actionable insights.
Traditional Aggregation
RiseUp AI-Personalisation
Raw transaction data
Enriched, contextual insights
Complex integration
No-code, hosted platform
Static segmentation
Timely, personal and actionable insights
Compliance overhead
FCA-compliant, Consumer-Duty first
Delayed ROI
Measurable results in days
Use cases
For Banks
- Identify idle cash and trigger timely reinvestment or top-up journeys
- Build rich customer profiles to improve customer segmentation
- Deliver personalised offers that increase deposits and retention
For Fintechs
- Enrich onboarding with verified behaviour and affordability checks
- Build growing customer cohorts segmented by behaviour and financial patterns
- Power personal offers and branded user journeys across touchpoints
For Apps and Platforms
- Offer personalised financial wellbeing experiences
- Provide users with real-time insights on spending and saving
- Increase engagement and conversion with timely, personal CRM campaigns
Security and Compliance
Trust is built into RiseUp’s foundation.
- FCA-authorised via TrueLayer
- Consumer-Duty and Targeted Support ready
- GDPR and UK Data Protection Act compliant
- Consent-first architecture with full revocation control
- Enterprise-grade encryption and secure hosting
Your customers’ data stays protected, always.
The RiseUp Advantage
Zero integration, zero code: Get started with a simple CRM campaign.
Instant enrichment: Financial data ready for insights within minutes.
AI personalisation: Deliver personalised consumer offers compliantly and at scale.
Measurable outcomes: Track ROI via deposit uplift, engagement rates, and AUM growth.
Trusted by market leaders: Used by top-tier banks, fintechs, and investment platforms.
Get In Touch
See RiseUp’s data connectivity and AI-personalisation in action.
Request a demo or explore how it fits your growth metrics today.
Contact us
