Money Talk

How to save on groceries and eating out: Money wisdom from our community

Money Talk

If we’re trying to get our money under control, food shopping and eating out are two key spending categories to look at. They often account for a large portion of our monthly expenses, but with the right strategies, it’s possible to cut costs without compromising on quality or enjoyment.

In our latest community challenge, members shared their go-to hacks for saving money on food. Here’s a roundup of the most practical and creative tips straight from the community.

1. Loyalty schemes and discount apps

Loyalty schemes and discount apps can make a real difference when it comes to grocery shopping. Daniela said: “I have an app for all the supermarkets on my phone – Nectar for Sainsbury’s, Clubcard for Tesco – just so I can benefit from all the savings. I literally shop where the deals are!” This approach helps you get the best prices across different stores, adding up to significant savings over time.

Joanna recommended using apps like CheckoutSmart and Shopmium to get cash back on groceries. “I’ve used this before and saved money on different items.” Cashback apps offer rebates on everyday purchases, which can reduce your overall grocery bill.

2. Discount supermarkets and smart shopping techniques

Our community members are big fans of switching to discount supermarkets like Lidl and Aldi. Darren decided to switch from Tesco to Lidl, motivated by the substantial savings. Alice added that while Aldi might not have everything, it’s easy to pick up any remaining items elsewhere, still saving money overall. She also suggested focusing on specific own-brand products that often outperform the more expensive alternatives: “Lidl coconut milk is way creamier and less watery than any other I’ve tried, and cheaper.”

Another pro tip came from Chloe, who uses Sainsbury’s SmartShop scan feature to monitor her spending in real-time while shopping, ensuring she sticks to her budget.

3. Plan and batch cook to avoid impulse buys

Meal planning and batch cooking are popular ways to cut down on both grocery costs and food waste among our community. Ele shared her success with the Cherrypick app, which helps her plan meals, track what she has in her cupboards, and avoid buying unnecessary items. This not only saves money but also reduces the temptation to grab extras when shopping in-store.

Matt reflected on his strategy to avoid coffee shop temptations: “I’ve been trying to pay with the Starbucks app and only top up a specific ‘treat’ amount each month. Once the balance is down, there’s no more topping up until next month.” This is a great way to enjoy occasional treats without overspending.

4. Leverage meal kits wisely

For those who enjoy the convenience of meal kits but worry about the cost, Daniela offered a clever workaround: “I have two accounts. I cancel one, use the other, and then wait for the first account to send me offers to lure me back… so I never end up paying full price for a box.” This allows you to enjoy fresh, home-cooked meals without breaking the bank.

Alice said she uses meal kits like HelloFresh sporadically, especially during busy periods, to save time and avoid the expense of eating out. She pointed out that while these kits can be pricey at full cost, they’re much more affordable with discounts, which are often available if you try to cancel.

5. Maximise savings on eating out

When it comes to dining out, Joanna suggested joining loyalty clubs, like the PizzaExpress Club, which offers members free dough balls and other perks. Meanwhile Ele uses apps like Tastecard to get discounted cinema tickets, combining savings on entertainment and dining for a more budget-friendly night out.

Daniela shared another cinema-related hack: taking your own snacks and using the Compare the Meerkat app for 2-for-1 tickets, reducing a typical £40 outing to under £20. These small adjustments can add up to significant savings over time.

6. Take advantage of special offers and time your purchases

Chloe recommended hitting the reduced sections in supermarkets at specific times to snag bargains, like bread and bagels for under 50p at Sainsbury’s on Friday nights. Freezing these items can stretch your grocery budget further.

Matt also highlighted the benefits of timing, noting that the reduced shelf at his local Tesco is most promising between 2pm and 6pm on weekdays. Knowing when to shop for discounts can significantly reduce your grocery bills.

Our community is a goldmine of money-saving wisdom, offering a range of strategies to help keep grocery and dining expenses in check. The key takeaway? A little bit of planning and a willingness to try new approaches can lead to big savings over time.

Sign up to our mailing list to be the first to hear about upcoming savings challenges.

Share article:

Recent posts:

When it comes to cutting down on everyday expenses, transport is a significant cost that can quietly...

How to cut your transport costs: Money wisdom from our community Top tips to save on public transport and car expenses, straight from our community. Cut your daily commute and fuel costs effortlessly.

So, you’ve had an amazing summer, splashed out on holidays, meals out, maybe even a few spontaneous purchases....

Cure that financial hangover: How to recover after an expensive summer Recover from summer overspending with tailored strategies for every budget type. Regain control of your finances this September.

Feeling a bit frazzled about your finances lately? You’re not alone. Money worries can sneak up...

Tips for how to overcome financial stress If you’re feeling stressed about money, don’t worry. Here are some easy, achievable tips to help you overcome financial stress.

Money worries are something we all experience at some point. Whether it’s stressing over the rising...

Financial worries and how to combat them Most of us experience financial worries and they can feel overwhelming. But don’t worry, there are ways to manage them and regain control.

Understanding your financial position is the bedrock of smart money management. Without a clear grasp...

How to get on top of your spending: Money wisdom from our community Take control of your finances with tips from our community. Learn how to track spending, manage expenses and use financial tools wisely.

What does financial wellness mean to you? For many of us, it’s about feeling secure and confident...

What does financial wellness mean and how can you achieve it? Achieving financial wellness is about more than just saving a bit each month. What does financial wellness mean? Let’s dive in.

Feeling stressed about money? You’re not alone. In fact, millions of people struggle with financial worries...

How to cope better with money worries By coping better with financial stress, we can improve our money situation and financial wellbeing. Here’s how to cope with money worries.

Late summer: that bittersweet stretch where the days are still long, the evenings are just warm enough...

Impulse spending in late summer? Here’s how to save instead Many of us impulse spend in late summer to “make the most” of the season. Here’s how to get your impulse spending under control.

Taylor Swift’s music isn’t just catchy and relatable; it’s also a source of wisdom that can...

Get ‘Fearless’ with finances: Money lessons from Taylor Swift songs Taylor Swift’s music isn’t just relatable and record-breaking, it’s also a source of wisdom that can be applied to our money.

Financial stress and mental health — two phrases that often go hand in hand these days. Millions of us...

How to stop financial stress affecting your mental health Financial stress and mental health are often closely linked. Here are some ways to tackle money worries and reclaim your mental health.